Personal Loans
Reasons to borrow
DEBT CONSOLIDATION
Combine your outstanding debts into one manageable payment. Combine your credit cards, overdue bills, and more.
HOME IMPROVEMENTS
Complete the renovations you have been waiting for with a home improvement loan.
LEISURE/VACATION
A leisure/vacation loan can help with the money you need for the perfect vacation.
EMERGENCY EXPENSES
A leisure/vacation loan can help with the money you need for the perfect vacation.
FREQUENTLY ASKED QUESTIONS
FAQ
We are passionate about providing better solutions for our clients.
1. What can I use a personal loan for?
Personal loans can be used for many reasons from consolidating your bills into one manageable monthly payment, emergency or unexpected expenses that have arisen or for a special occasion. Typically, our clients use personal loans for unexpected car repairs, travel and leisure, and home upgrades or renovations
2. What documents are required to get a personal loan?
The following are our documentary requirements:
1. A bank statement showing your last 90 days of banking transactions
2. Copies of two (2) months of your most recent pay stubs
3. Copies of three (3) pieces of government-issued identification (One (1) with photo and signature)
3. What is the difference between a personal loan and a
home equity loan?
A personal loan allows you to borrow funds without providing a type of collateral or security for the loan. Additionally, for personal loans, there are no pre-payment penalties for paying the loan out early. A home equity loan requires you to secure your loan with a property, in which case you can borrow more with lower rates.