Value Added Services
INVOLUNTARY UNEMPLOYMENT
If you lose your job involuntary, your payments to us could be covered for up to 6 months. If you are still not employed after 6 months, your insurance may be able to cover you for more payments.
CRITICAL ILLNESS
Value-added services can protect the balance of your loan should you be diagnosed with a critical illness that is covered under Critical Illness insurance such as cancer, stroke, heart attack and more.
ACCIDENT AND SICKNESS
In the circumstance you are injured or become sick and are unable to perform your regular activities for a period of time, you could be covered for your loan payments for up to 6 months
LIFE INSURANCE
Your loan balance with us could be covered in the unfortunate event that you pass away.
FREQUENTLY ASKED QUESTIONS
FAQ
We are passionate about providing better solutions for our clients.
1. Why do I need loan protection?
Personal loans can be used for many reasons from consolidating your bills into one manageable monthly payment, emergency or unexpected expenses that have arisen or for a special occasion. Typically, our clients use personal loans for unexpected car repairs, travel and leisure, and home upgrades or renovations
2. Where do I make a claim?
If you need to make an insurance claim with IA Financial, you can contact them directly at 1-844-442-4636.
3. What if I already have personal insurance?
A personal loan allows you to borrow funds without providing a type of collateral or security for the loan. Additionally, for personal loans, there are no pre-payment penalties for paying the loan out early. A home equity loan requires you to secure your loan with a property, in which case you can borrow more with lower rates.
